The Boomer Legacy

Have a go to get a go: We lived modestly and well within our means. We worked hard, spent wisely and made prudent investments. So we deserved to keep more of our hard-earned money in our own pockets

Hopetoun Road Toorak, Melbourne [Apr-2019 185kb]

Financial ouroboros: Australian banks are [indeed] very exposed to the housing market. Around 60 per cent of their lending is for housing. And housing is also common collateral for loans to small and medium businesses. A decline in housing prices impacts the value of that collateral but of itself does not necessarily lead to losses. (RBA, 2021)

Ex-bank branch waiting to be re-purposed, Newtown [Jan-2022 187kb]

Fierce, Wonderful & Closed: What little trade there was ended up bleeding out slowly

Cafe shop-front during a level-four lockdown, Katoomba NSW. It closed permanently 18 months later, during another extended lockdown [Apr-2020 224kb]

All snakes, no ladders: We stuck to the plan, even though we kept changing it

Subterranean utilities footpath markings outside the QVB [Apr-2015 773kb]

Not a house of cards then: People's jobs depend on confidence and trust in the financial and banking system. And I can assure [everyone] that, despite the very disturbing and, indeed, shocking revelations we have seen in the Royal Commission, particularly of late, that these issues, while as abhorrent as they are, are completely separate from any question about the stability and strength of [our] banking and financial system. (Morrison, 2018)

Pedestrian footbridge at Barangaroo [Apr-2016 203kb]

Extremely well serviced: Only the wealthiest parts of cities had regular bus, rail and ferry services

The F5 Neutral Bay ferry leaves Kirribilli wharf [Nov-2020 192kb]

Rent not Enterprise: […] that we here highly resolve that these mortgagors shall not have borrowed in vain — that this realm, under Banks, shall have a new birth of fiefdom — and that government of the landlords, by the landlords, for the landlords, shall not perish from the earth

Vacant commercial land at Lawson in the Blue Mountains [Jan-2012 56kb]

Tulips in the rough: Tax laws were rewritten and interest rates kept artificially low to ensure the price of land-banked property could increase by more each day than most people could earn in a week

Irelands Road in Blacktown, western Sydney [Dec-2012 532kb]

Keep doubling your money every 7–10 years: Dr Wilson said that Sydney was likely to have a $2 million median house price by 2030 and a $3 million median by 2038 (Daily Telegraph, 2018)

Hopscotch squares at the Woodcroft housing estate, in Blacktown [Dec-2012 491kb]

Back in the CCCP: The centralised command economy disintegrated almost immediately

Street vendors on the day the Belavezha Accords were signed, Tverskaya St Moscow [Dec-1991 248kb]

Practising our future: There was always plenty of money for whatever appealed to our sense of adventure

Abandoned front yard yacht, Kirribilli [Jan-2020 566kb]

Forget your past: Architectural awards counted for little when it came to prime development sites

Darling Harbour Conference Centre demolition, Sydney [Apr-2014 205kb]

Living in an asset society: Everyone denounced the enemies of growth

Suburban Toorak, Melbourne [Apr-2019 199kb]

Within Skinner's Box: Anyhow…™ we Thought Different™, Opened Happiness™ and Flew the Friendly Skies™ because We Were Worth It™

Wall advertising, Pitt Street Sydney [Mar-2021 250kb]

The customer was king: Everything you could ever possibly desire, at your fingertips

Supermarket checkout, Nepean Village Penrith [Apr-2003 119kb]

Forging a new deal: The transition from manufacturing to a service-based economy was completely seamless

Derelict Ford truck at The Grounds of Alexandria [Apr-2018 565kb]

The convenience of Home Delivery: HungryPanda, Foodora, Uber Eats, DoorDash, EASI, Menulog, Deliveroo, Hey You, GrubHub, goPuff, EatNow, Yelp… We imported an underclass of temporary-visa-holding independent contractors to zip around delivering burrito bowls, bubble-tea and authentic pad thai (ABC News, 2020)

Online food delivery rider at Haymarket, near Chinatown [Apr-2020 135kb]

Cargo Culte: We lounged about in ill-fitting uniforms, languidly pressing buttons on small screens… waiting for the day He would return, bearing great gifts

Palm tree outside the abandoned St Mary & St Mina's Coptic Orthodox Church at Sydenham, near Sydney airport [Sep-2012 355kb]

Living in a film-set: Months spent wandering through a landscape of shuttered restaurants and disoriented diners

Deserted food court, Centrepoint Sydney [Apr-2020 175kb]

Scaffolding as a way of life: To better embrace necessary change, our cities were framed within a matrix of sidewalk sheds. An unintentional benefit was that you could also amuse yourself by swinging on the improvised monkey-bars

One Circular Quay construction site, Sydney [Jan-2018 213kb]

Franchisee nation: The nature of employment changed. We didn't know what the new jobs would be, but we knew they would surely come

Food cart on 37th Street, NYC [Oct-2017 328kb]

Α Ω: Every last atom of our faith was poured into shares & real-estate

Birrell Street front yard, Bondi Junction [Oct-2018 448kb]

Both feet on the ladder: Everyone became millionaires, by inheriting properties bought for pennies and then flipping them at government-guaranteed prices

Renovations in suburban Stanmore [Sep-2012 119kb]

Life in the Bunkercene: The lockdown caused us to cocoon just that little bit extra

Martin Place hoardings, Sydney [Mar-2019 277kb]

Go for growth mate: We'll get an army of casuals to collect our night-soil, just like a hundred years ago

Outdoor toilet and “dunny lane”, Lithgow NSW [Jun-2019 588kb]

Practise social distancing: So we stayed home, most of the time

Townhall Arcade foot court [Jul-2021 165kb]

Stake your claim: A large number of neighbourhood micro-businesses flourished when manufacturing was taken offshore, resulting in vigorous employment growth among non-employees

Small business badge window display, Wentworth Street Port Kembla [Sep-2014 598kb]

A licence to kill: There was nothing on your dinner table that wasn't put there by highly skilled transport professionals

The “roo bar” of a prime-mover at Kings Langley, near Blacktown [Aug-2015 414kb]

Dutch disease done right: Not to worry. If the economy works the way the textbook says, the gain to miners should flow through to the economy, causing higher wages and tax receipts (Gittins, 2017)

Remnants of the 2000's resources boom at Lithgow [Aug-2012 304kb]

A pattern of abundance: Full automation was the next stage in our collaborative journey

NTP Forklifts (since relocated), at Woodville Road Granville [Apr-2017 237kb]

Forever in Golconda: This time it really was different

Charging bull statue, NYC [Oct-2017 205kb]

Reflating the economy: Old debt could be effortlessly retired by taking on new debt

Tumbalong Park attractions, Darling Harbour [Jul-2014 220kb]

Ponzimonium: We ran a Koretz immigration scheme to prop up the Madoff property market to keep the Mavrodi banks flush

Wedding Cake rock, RNP [Jul-2019 211kb]

Tyburn revisited: Decades of infrastructure deals and back-room favours continued unabated

Sydney Metro Project construction site, Martin Place [Jul-2019 286kb]

Waiting for the great leap forward: From brewery to Kowloon, the third-world was just around the corner

Central Park development, at Broadway in Sydney [Jul-2012 160kb]

Epistemic insouciance: Full speed ahead for the fly-in fly-out high-rollers in the sky (ABC News, 2020)

Crown casino construction, Barangaroo [Jan-2020 183kb]

In Goldman, Sachs We Trust: The financial sector was the bedrock of our entire social structure and facilitated massive cultural progression — whereas the 1960s were squandered on aerospace and NASA, the 2000s had asset growth via cheap debt and the ISDA

The financial district in eastern Sydney, with the rocket-shaped 1 O'Connell Street in the middle background [Jul-2011 128kb]

The golden hoard: Our cities were filled with empty apartments built for short-term yield-desperate investors

The construction boom at Wentworth Point [Sep-2016 286kb]

One country, two systems: Income Inequality versus Wealth Inequality: we argued endlessly about the former while being carefully silent about the latter

Woodcroft housing estate versus Harris Street Ultimo [Jan-2013 177kb]

Creative Destruction: The best way to neutralise dissent was by levelling the playing-field

The abandoned White Bay Power Station at Rozelle [Jan-2013 206kb]

Look back in covfefe: Part of being a winner is knowing when enough is enough. Sometimes you have to give up the fight and walk away, and move on to something that's more productive (Trump, 1987)

Trump impersonator on Broadway, NYC [Oct-2017 334kb]

Financial kinesiology: Despite all the underlying momentum and near-zero interest rates, it appeared we didn't survive the crash

Outside the Sydney branch of the Deutsche Bank in Hunter Street.

A security guard tried to prevent this photograph from being taken “due to copyright reasons”. A detailed and patient lecture on photography-rights disabused him [Jan-2012 135kb]

Uncomfortable at times: Events were still on, motels were still open, restaurants were still serving food and pubs were still pouring beer (Ayers, 2020)

Tour group at the Sydney Opera House forecourt during the summer bushfires [Jan-2020 265kb]

Driven by unceasing mobility: Remember the physical-distancing rule and only travel when essential

Waiting for the Cronulla Ferry at Bundeena Wharf [Aug-2020 283kb]

Surrogate activities: The illusion of economic activity was sustained by creating archipelagos of empty construction sites

Green Square hoardings at Zetland [Nov-2018 278kb]

Click and collect: Socially responsible trading during yet another hard lockdown

George Street boutique, Sydney [Jul-2021 109kb]

Boom without end: There was no disconnect between the prosperity we enjoyed and the systematic initiatives we took to achieve them

Philip Lodge Motel demolition at Haberfield [Jun-2016 391kb]

Taming animal spirits: There is something more systematic about the way people behave irrationally, especially during periods of economic stress (Greenspan, 2013)

Lunchtime in a George Street amusement arcade, Sydney [Sep-2003 326kb]

Agile entrepreneurs: Surveillance cameras [✓]  Motion-activated floodlights [✓]  Canvas-covered windows [✓]  3m high fencing [✓]  Steel chained front gates [✓]  Threatening no-trespass signs [✓]  Resourceful SMEs servicing a niche-market [✓]

Domestic security on Neville Street in Marrickville [Sep-2012 422kb]

The retail ziggurat: The domestic-consumption economic model was the ideological apex of our commercial sector

Shopping trolleys huddle beneath the mobile-phone towers on top of Marketplace Leichhardt [Sep-2010 374kb]

Filled with delight: Non-inclusive apartment developments on the site of an old gasworks

Breakfast Point apartments (formerly Mortlake Gasworks), Sydney [Jul-2014 229kb]

Roses of Picardy: The marriage industry flourished despite the cynicism, malaise and lockdowns

Private wedding ceremony at St Marys Cathedral [Mar-2019 321kb]

Rust belt potential: Our suburbs were rife with agility, propagation and replacement

Lett Lane, Lithgow [Jun-2019 483kb]

Wealth always trickled down: Our system endured for so long because enough of the electorate believed they still had some chance to get rich (Citigroup, 2005)

Begging for loose change near Sydney Town Hall [Sep-2016 421kb]

North to Avoska: Before mobile phones, perhaps-bags accompanied us everywhere

Totes at Hornsby and Wynyard, Sydney [Apr-2005 248kb]

Covid Safe: Restricted trading hours [✓] Patron number limits [✓] Temperature checks [✓] Sign-in attendance records [✓] Perspex table-shields [✓] 1.5m social distancing [ ]

The Celsius Cafe at Kirribilli Wharf adapts to business conditions under COVID-19 [Nov-2020 325kb]

Exit strategy: A bustling economy filled with secure well-paying jobs; With free education, fully resourced public hospitals and affordable housing; With robust social cohesion and innate sense of belonging — how could we have been anything other than healthy, prosperous and optimistic?

Fig Street tunnel, Ultimo [Jul-2017 403kb]

This weight of calorific delights: Just a spoon full of HFCS helped the processed food go down (Hyman, 2014)

Candle wax at a Kent Street wine-bar, near Town Hall [Jan-2014 284kb]

Growing the pie means more for everyone: Keep doubling the population every 35 years → boosted aggregate demand → vigorous GDP growth → buoyant budget outcomes → more apartment pre-sales → snowballing property values → windfall capital gains → wealthier property-investors → bustling streets → more toll-roads & shopping malls → more bathhouses, nail-salons & shisha lounges → more construction & business services → more mortgages → more prosperous banks → more stamp-duties → more negative gearing on property investments → more wealth-effects → more tourism & international students → more university & private college enrolments → more waiters, maids, au-pairs, fruit-pickers, concierges, nail-artists, migration agents & community-liaison officers → more subclass-482 & spousal visas → potentially higher rates of workforce participation → projected supply-side potential → likely productivity benefits → forecast greater aggregate income → increasing remittances to family & sponsors overseas → more money in everyone's hip pocket

Front-yard garden gnomes in Summer Hill, Sydney [Oct-2016 569kb]

The emporium struck back: Department stores battled heroically against irrelevance

Storm-troopers at the David Jones lift-well [Jan-2019 71kb]

Kriegsende 1989: Cheap goods turned out to be much more effective than Ostpolitik and ICBMs

Stall on Tverskaya St, Moscow [Dec-1991 244kb]

The boom in retailing: Sell everything and cancel Christmas

McEvoy Street pop-up retailer, Alexandria [Mar-2018 240kb]

Espresso Kultur: The al fresco revolution gave tantalising significance to our busy lives

Outdoor cafe seating at Little Eveleigh street, Redfern [Sep-2020 394kb]

Borderline conundrum: Self-service was self-defeating when there was no service to serve

Due to COVID-19 travel restrictions, unused self-service check-in and baggage drop facilities at Sydney Airport's T1 International Terminal, Friday afternoon 12:30 pm [Oct-2020 194kb]

Everywhere the glint of gold: Vibrant cities crammed full of soaring casinos, buzzing with energy and excitement

Microflite City Helipad, Yarra River Melbourne [Apr-2019 314kb]

Practical streetwise living: Stretch out in hygge comfort to snuggle beneath an extra blanket

Pitt Street Mall food-court entrance, Sydney [Jan-2019 439kb]

In the circle of FIRE: There were such vast sums of money to be made from rents & fees & short-term leases & collateralised debt & asset management & asset concealment & asset stripping & short-selling & bear-raids & mergers & demergers & gambling wagering & grey-rhinos & black-swans & shiny tech unicorns & overcooked profit projections & 300-year visions & peer-to-peer lending & off-balance-sheet funding & shadow finance & liar loans & narco-state money-laundering & klepto-bureaucratic pay-offs & family trusts & anonymous offshore trusts & Shanghai aged-care schemes & concealing petrostate billions & cloud mining tokens & golden moons & cash-for-visas & child-pornography & coal mining leases & terrorism financing & insurance fraud & lying to corporate regulators & rewriting independent reports & unenforced enforceable-undertakings & dismantling Bretton Woods & quashing Glass-Steagall & hiring ex-ministers & influence peddling & door-opening & impunity spells & moral-hazard exceptions & guaranteed bailouts & tactical litigation & using courts to quash insurance claims & friendly Wagyu-beef-washed-down-with-finest-shiraz judgements & swaps & options & swaptions & binary options & crypto whale-trades & “growth phase” IPOs & CDOs & CMOs & CDFs & FICCs & REITs & FAANGs & SPACs & BATs & PGUCs & NFTs & BAYCs & BNPL & NFSC & FOMO & FONGO & concocting an exponential torrent of abstruse financial instruments to conjure “assets” out of nothing to ensure money kept raining in torrents from the sky, that there was little point in doing anything else

The Elizabeth street facade of the Commonwealth Bank Building [Oct-2020 433kb]

Too big to fail: It took a long time to establish a perfectly balanced equilibrium of collateralised debt and rising property values

Barangaroo office construction, Millers Point [Aug-2016 364kb]

City of forgotten men: There's class warfare all right, but it's my class, the rich class, that's making war and we're winning (Buffet, 2006)

Unhoused on George Street, Sydney [Aug-2014 463kb]

The engine of growth: Our generation reaffirmed the notion that markets could remain irrational for much longer than investors could stay solvent

The window-display for Central Autohaus in Alexandria [Jun-2015 180kb]

Quality by design: Exclusively appointed apartments riddled with gross structural defects

Nevada Apartments remediation at Darling Point [Dec-2018 222kb]

Flags of convenience: Our vision was to create a better everyday life, by getting our customers to do all the work

The united nations of IKEA, at Tempe [Sep-2012 147kb]

Jobs & Growth: Social cohesion was a luxury we could no longer afford

Wall markings behind Parramatta Road, Strathfield [Jul-2014 564kb]

Bubble watch: Rising house prices were carefully targeted to create more economic winners than losers

Spectators on the steps of the former CBC Bank, Martin Place [Apr-2006 278kb]

Dog-boxes in the sky: Mate, phone-in punters bought them off the plan like it was Christmas

Spacious and exclusively appointed apartments at Broadway, near Central [Jul-2016 193kb]

Stroking the hidden hand: Everyone was free to choose somewhat less remarkable lives

Tents for the homeless at Wentworth Park, Sydney [Jul-2017 604kb]

Canyons of gold: The decision to pour billions of dollars into commercial property turned out to be brilliant

Castlereagh Street buildings, Sydney [Jan-2019 128kb]

Ghosts of the CBD: Governments had to resort to pleading, bribes and emollient slogans to entice voters into returning to city centres

King Street pedestrians head home after work, Sydney CBD [Sep-2016 149kb]

The road to zero: A globalised market where all tastes were equal and we voted only with our dollars

William Street beverage hoarding (since rebuilt) at Kings Cross [Oct-2012 326kb]

Segregation now, tomorrow & forever: Only the highest quality people could afford the right to live in their own city

Distillery Drive cutting at Jacksons Landing, in Pyrmont [Jan-2013 321kb]

Zero sum game: The link between free trade and rising global prosperity was self-evident: designed in the USA → marketed from the UK → manufactured by Uyghur forced-labour → shipped via Panama → channelled through a Singaporean marketing-hub → transfer-priced through Luxembourg → laundered in a Melbourne casino → banked in the Cayman Islands → stashed away in a Geneva Freeport vault → splurged on trophy homes, super-yachts, racing cars, helicopters, private school fees, casinos, parties, mistresses, divorce lawyers, bribes and drugs… in New York, Beijing, Bucharest, Lagos, Monaco, Riga and Riyadh

Shipping container facility at Tempe, near Sydney Airport [Sep-2012 286kb]

Flygskam: One cheap long-haul flight produced more CO₂ per passenger than driving an SUV for four months

Runway approach lights, Sydney International Airport [May-2019 74kb]

Down from the mountain: … and into the markdowns

Leura antique store [Oct-2018 198kb]

Twilight's last gleaming: We slid down the Phillips Curve until we reached the Minsky Moment

Construction hoarding at Barangaroo, Sydney [Sep-2016 163kb]

From blue to fluoro collar: Vast amounts were spent on organised chaos to create an endless cornucopia of employment opportunities

Re-tiling the Sydney Opera House forecourt [Jul-2014 159kb]

Consumer karoshi: A culture had to be created in which our customers were prepared to die

Market Street escalators at Centrepoint, Sydney [Jan-2016 260kb]

Strength Through Joy: Those with a long-term view were faithfully rewarded by the market

Luna Park Hair Raiser ride, in the rain [Jan-2019 126kb]

Potemkin Prosperity: The central irony of the financial crisis was that while it was caused by too much confidence, too much borrowing & lending and too much spending — it could only be resolved with more confidence, more borrowing & lending, and more spending (Summers, 2011)

Fields of green shoots at the Westpac plaza in Sydney [Jan-2014 520kb]

Unyielding positivity: The ship collided with the iceberg → While acknowledging there may be evidence of unsettling optics and regrettable client experiences, there are nevertheless always glimmers of hope and reassuring signs of optimism; The ship then rapidly took on water and listed dangerously → As part of our mission to create a full circle win-win paradigm, it may at times be necessary to relinquish ground to guarantee future team success; Some passengers ran about screaming → Key stakeholders were pro-actively incentivised; Passengers then had to fight their way topside to escape → Partners scaled peak-less mountains in order to better cultivate growth mindsets; Only wealthy passengers could secure a place in the half-empty lifeboats → Personal onboarding of inexperienced users meant there were some areas for improvement alongside numerous areas of strength; The ship sank, no-one came the rescue, hundreds drowned in the freezing water → First of all, we are committed to the safety and well-being of our customers and staff. Secondly, we should note that during such a journey there will always be outliers where unforeseen technical and systems failures may cause processes to fall a little short of expectations

Boutique shop-front, Leura [Aug-2021 123kb]

In a fugue world: Feel the love through the acquisition of merchandise

St Collins Lane shopping arcade, Melbourne [Apr-2019 182kb]

Positive growth model: A bustling economy filled with baristas, bloggers, interns, cash-in-hand hospitality workers and miscellaneous itinerant artisans

Lower Baldwin Street, Dunedin NZ [Nov-2017 268kb]

The cranes were flying: At one stage there were more tower cranes along the Australian eastern seaboard than in all the major cities in all the states of the USA (ABC News, 2016)

Tower crane jibs at Lewisham [Sep-2015 149kb]

Tourism added value: Tourism contributes towards complete growth and development of a country: one, by bringing numerous economic value & benefits; and, second, helping in build country's brand value, image & identity (Market Width Blog, 2018)

Christmas Day tourists at the Sydney Opera House [Dec-2001 300kb]

Decades of irrational exuberance: No matter what happened, the market always responded by soaring to record new heights

Financial reporter at the Sydney ASX [Oct-2018 152kb]

The best that money can buy: Of particular interest to ICAC has been the planning decisions along Canterbury Road and Charles Street, which saw some Liberal and Labor councillors voting together to approve developments which council's planning staff had previously rejected due to non compliance (SMH, 2017)

Apartment construction at Charles Str, Canterbury [Oct-2015 329kb]

Play the Tradie's Game: Contract for a knock-down-rebuild and then wade through years of excuses as to why it took so long to construct a simple suburban house

Debris removal at Warrimoo. The original house was demolished in April 2020 and the replacement was still unfinished two years later… [Apr-2020 523kb]

The shadow workforce: The solution to mass unemployment was as simple as redefining what was meant by “unemployed”

Red flags at the Circular Quay promenade [Jul-1992 475kb]

Only a tap away: With interest rates at five-thousand-year lows, affordable mortgages were flying out the door

Art Gallery of NSW window looking east, Sydney [Mar-2019 251kb]

A rising tide lifts all super-yachts: No matter how bad things looked, income inequality did not get worse (Morrison, 2017)

Darling Harbour Marina [Jan-2017 139kb]

Marxism without the dialectic: Socialism in one class; A game of and for mates

The southern ramp to the Anzac Bridge, at Pyrmont in Sydney [Jan-2013 150kb]

The user-pays model: We rejected the notion that our generation should pay for infrastructure we would never live to use

Government hoarding at Westpac Plaza, Barangaroo [Aug-2016 492kb]

Clip service: Legacy media could always resort to nostalgia for a past brimming with promise

Testaroossa Sammy-Santino Mens Hairstylist, Double Bay [Jan-2019 364kb]

Knowledge-based economy: If you could no longer make a profit by making things, then you could profitably spend your time making things up

The interior of the Queen Victoria Building, near Sydney Town Hall [Jan-2012 246kb]

Creating value: From warehouses to office blocks to short-term lease apartments

Motorways and the former Caltex building, Sydney [Sep-2016 122kb]

Luxury was a human right: Stand on principle on the way up and you would miss the stampede; stand on principle on the way down and you would be run over

Even the pigeons lived in style at Hogben Street in Kogarah [Apr-2011 98kb]

Keeping interest rates low: No matter what happened, cheap debt could not be blamed

Used car-yard at Parramatta Road Granville [Apr-2017 206kb]

Good sports with your money: Thursday night drinks with the GPS lads; City lights twinkle far below the 32nd floor law-firm windows; Fetch whole legs of ham from the firm's kitchen to hang in the partners' dining room, then stash the original artworks in the ladies toilet a couple of floors down; Piggyback steeplechase around the associates' floor, although rearrange the desks first into a proper obstacle course; Even better, grab an old jockey cap from one of the partner's offices and then use our neck-ties as whips; And then whooping and hollering and running and falling all over the place and pissing ourselves laughing like it was the best night of our lives…

The ghosts of lawyering at Martin Place [Oct-2014 876kb]

Defenestrate your livelihood: We mortgaged the future and bet it all on there not being one

Waverton Coal Loader wharf [Feb-2022 671kb]

Unearthing the past: The house is gone and the yard excavated so deep that every trace of your childhood was obliterated

What was once 12 Kensington Street in Kogarah [Apr-2011 424kb]

Back-to-back meetings: When cities went into lockdown, CBDs filled with empty commercial properties with few tenants to pay the exorbitant rents

Queen Street office building at night, Melbourne [Apr-2019 147kb]

A million jobs Mr Speaker: Decades of monetarism and offshoring provided enormous economic benefits which were shared equally

Shepherd Street factory yard, at Marrickville [Sep-2012 337kb]

Consumer kaizen: A culture had to be created in which our customers were prepared to kill

High Street bus-stop, Penrith [Feb-2017 556kb]

Curate an educational passport: The uncapping of university places achieved exactly what it set out to do

University of Sydney main quadrangle [Oct-2017 507kb]

The shadow state: Our top-down globalist system will endure forever

North from the Empire State Building [Oct-2017 474kb]

Back to the Futuregate: Everyone was talking about how to remain relevant in world full of user-generated content

Mainstream media at the Sydney Opera House [Jul-2014 328kb]

Thrusting for yield: The ubiquity of synchronised growth led to social experiments imposed from above

Tower cranes at Australian Technology Park [Mar-2018 217kb]

Stakeholder: One could either use General Relativity equations to derive the Schwarzschild metric in n-dimensions, or else go shopping

Supermarket freezer aisle, Katoomba [Dec-2003 98kb]

Outside the property bubble: Runaway house prices were regarded as being not only acceptable, but essential

Toorak Road for-sale sign, Melbourne [Apr-2019 575kb]

What this little black rock could do: We have to make sure this economy works. We have to export dollars. We have to realise we have a moral responsibility to other people in other nations to keep their lights on (Joyce, 2017)

The Steelworks and Coal Loader at Port Kembla harbour [Sep-2014 66kb]

Frictionless intermediation: Because the Sharing Economy sounded so much nicer than Government Regulation Evading Extractive Capitalism (NYTimes, 2017)

Subterranean ingress and egress aperture cover at Watsons Bay [Dec-2014 902kb]

Exuberant expectations: Great success and performance created its own reality (Pfeffer, 2015)

Church Street car dealership, Parramatta [Apr-2017 278kb]

Incentives to succeed: These truths we held self-evident: that the Rich were job creators and property booms were an efficient way to redistribute wealth

The rear of a Korean restaurant, in a Pitt Street Lane near Town Hall [Oct-2012 324kb]

The Moneyland luxe vibe: Prestige brands rode out the pandemic rather well

Luxury goods store entrance, George Street Sydney [Nov-2020 252kb]

Business service industries: The only way to counter economic headwinds was by being more nimble than the market

Finance workers at Australia Square [Dec-2004 280kb]